diff --git a/packages/huma-shared/src/v2/metadata/humaTestnet.ts b/packages/huma-shared/src/v2/metadata/humaTestnet.ts
index f906d6b..a6d966f 100644
--- a/packages/huma-shared/src/v2/metadata/humaTestnet.ts
+++ b/packages/huma-shared/src/v2/metadata/humaTestnet.ts
@@ -1,7 +1,7 @@
 import { ChainEnum } from '../../utils/chain'
 import { POOL_NAME, POOL_TYPE } from '../../utils/pool'
 import { FirstLossCoverIndex } from '../types'
-import { PoolsInfoV2 } from '../utils'
+import { KYC_PROVIDER, PoolsInfoV2 } from '../utils'
 
 export const HUMA_TESTNET_METADATA: PoolsInfoV2 = {
   JiaV2: {
@@ -27,7 +27,35 @@ export const HUMA_TESTNET_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Jia V2 Testing Pool',
     desc: 'Jia brings real-world asset returns to crypto investors while tackling the multi-trillion-dollar credit gap in emerging markets. By providing blockchain-based financing to small businesses and rewarding borrowers who repay with ownership, Jia enables them to create wealth and prosperity for themselves and their communities.',
-    supplyLink: 'https://app.huma.finance',
+    KYC: {
+      provider: KYC_PROVIDER.Securitize,
+      signInRequired: {
+        title: 'Sign In',
+        description:
+          'Please sign in to verify that you are the owner of the wallet.',
+      },
+      verifyIdentity: {
+        title: 'Verify Identity',
+        description: `This pool is only available to accredited investors at the moment, with minimum investments of $10,000. Please complete identity verification and investor accreditation via ${KYC_PROVIDER.Securitize}.`,
+        buttonText: 'VERIFY MY IDENTITY',
+      },
+      emailSignatureLink: {
+        title: 'Pool Documents',
+        description: `By lending to this pool, you become a subscriber member of the Jia Pioneer Fund LLC. Please sign the LLC Agreement via DocuSign, securing your off-chain claim to the Fund's returns and collateral.`,
+        buttonText: 'EMAIL DOCUSIGN LINK',
+      },
+      resendSignatureLink: {
+        title: 'Resend Documents',
+        description: `Please check your inbox for the LLC Agreement sent via DocuSign. If you haven't received it, check your spam folder or click below to resend.`,
+        buttonText: 'RESEND DOCUSIGN LINK',
+      },
+      docUnderReview: {
+        title: 'Under Review',
+        description:
+          'Your documents are being reviewed and you will be notified upon approval. Thank you for your patience. Any questions? Email invest@jia.xyz.',
+        buttonText: 'THANK YOU',
+      },
+    },
   },
   ArfCreditPoolV2: {
     chainId: ChainEnum.HumaTestnet,
@@ -52,6 +80,6 @@ export const HUMA_TESTNET_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Arf V2 Testing Pool',
     desc: 'Arf provides an innovative on-chain liquidity solution that simplifies cross-border payments by facilitating immediate USDC-based settlements and tokenizing payment orders, enhancing transparency in the process.',
-    supplyLink: 'https://app.huma.finance',
+    supplyLink: 'https://uer4clyybno.typeform.com/arfcreditline',
   },
 }
diff --git a/packages/huma-shared/src/v2/metadata/localhost.ts b/packages/huma-shared/src/v2/metadata/localhost.ts
index 9a18395..b049648 100644
--- a/packages/huma-shared/src/v2/metadata/localhost.ts
+++ b/packages/huma-shared/src/v2/metadata/localhost.ts
@@ -1,7 +1,7 @@
 import { ChainEnum } from '../../utils/chain'
 import { POOL_NAME, POOL_TYPE } from '../../utils/pool'
 import { FirstLossCoverIndex } from '../types'
-import { PoolsInfoV2 } from '../utils'
+import { KYC_PROVIDER, PoolsInfoV2 } from '../utils'
 
 export const LOCALHOST_METADATA: PoolsInfoV2 = {
   JiaV2: {
@@ -27,7 +27,35 @@ export const LOCALHOST_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Jia V2 Testing Pool',
     desc: 'Jia brings real-world asset returns to crypto investors while tackling the multi-trillion-dollar credit gap in emerging markets. By providing blockchain-based financing to small businesses and rewarding borrowers who repay with ownership, Jia enables them to create wealth and prosperity for themselves and their communities.',
-    supplyLink: 'https://app.huma.finance',
+    KYC: {
+      provider: KYC_PROVIDER.Securitize,
+      signInRequired: {
+        title: 'Sign In',
+        description:
+          'Please sign in to verify that you are the owner of the wallet.',
+      },
+      verifyIdentity: {
+        title: 'Verify Identity',
+        description: `This pool is only available to accredited investors at the moment, with minimum investments of $10,000. Please complete identity verification and investor accreditation via ${KYC_PROVIDER.Securitize}.`,
+        buttonText: 'VERIFY MY IDENTITY',
+      },
+      emailSignatureLink: {
+        title: 'Pool Documents',
+        description: `By lending to this pool, you become a subscriber member of the Jia Pioneer Fund LLC. Please sign the LLC Agreement via DocuSign, securing your off-chain claim to the Fund's returns and collateral.`,
+        buttonText: 'EMAIL DOCUSIGN LINK',
+      },
+      resendSignatureLink: {
+        title: 'Resend Documents',
+        description: `Please check your inbox for the LLC Agreement sent via DocuSign. If you haven't received it, check your spam folder or click below to resend.`,
+        buttonText: 'RESEND DOCUSIGN LINK',
+      },
+      docUnderReview: {
+        title: 'Under Review',
+        description:
+          'Your documents are being reviewed and you will be notified upon approval. Thank you for your patience. Any questions? Email invest@jia.xyz.',
+        buttonText: 'THANK YOU',
+      },
+    },
   },
   ArfCreditPoolV2: {
     chainId: ChainEnum.Localhost,
@@ -52,6 +80,6 @@ export const LOCALHOST_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Arf V2 Testing Pool',
     desc: 'Arf provides an innovative on-chain liquidity solution that simplifies cross-border payments by facilitating immediate USDC-based settlements and tokenizing payment orders, enhancing transparency in the process.',
-    supplyLink: 'https://app.huma.finance',
+    supplyLink: 'https://uer4clyybno.typeform.com/arfcreditline',
   },
 }
diff --git a/packages/huma-shared/src/v2/metadata/mumbai.ts b/packages/huma-shared/src/v2/metadata/mumbai.ts
index 08d13ac..e252995 100644
--- a/packages/huma-shared/src/v2/metadata/mumbai.ts
+++ b/packages/huma-shared/src/v2/metadata/mumbai.ts
@@ -1,7 +1,7 @@
 import { ChainEnum } from '../../utils/chain'
 import { POOL_NAME, POOL_TYPE } from '../../utils/pool'
 import { FirstLossCoverIndex } from '../types'
-import { PoolsInfoV2 } from '../utils'
+import { KYC_PROVIDER, PoolsInfoV2 } from '../utils'
 
 export const MUMBAI_METADATA: PoolsInfoV2 = {
   JiaV2: {
@@ -27,7 +27,35 @@ export const MUMBAI_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Jia V2 Testing Pool',
     desc: 'Jia brings real-world asset returns to crypto investors while tackling the multi-trillion-dollar credit gap in emerging markets. By providing blockchain-based financing to small businesses and rewarding borrowers who repay with ownership, Jia enables them to create wealth and prosperity for themselves and their communities.',
-    supplyLink: 'https://app.huma.finance',
+    KYC: {
+      provider: KYC_PROVIDER.Securitize,
+      signInRequired: {
+        title: 'Sign In',
+        description:
+          'Please sign in to verify that you are the owner of the wallet.',
+      },
+      verifyIdentity: {
+        title: 'Verify Identity',
+        description: `This pool is only available to accredited investors at the moment, with minimum investments of $10,000. Please complete identity verification and investor accreditation via ${KYC_PROVIDER.Securitize}.`,
+        buttonText: 'VERIFY MY IDENTITY',
+      },
+      emailSignatureLink: {
+        title: 'Pool Documents',
+        description: `By lending to this pool, you become a subscriber member of the Jia Pioneer Fund LLC. Please sign the LLC Agreement via DocuSign, securing your off-chain claim to the Fund's returns and collateral.`,
+        buttonText: 'EMAIL DOCUSIGN LINK',
+      },
+      resendSignatureLink: {
+        title: 'Resend Documents',
+        description: `Please check your inbox for the LLC Agreement sent via DocuSign. If you haven't received it, check your spam folder or click below to resend.`,
+        buttonText: 'RESEND DOCUSIGN LINK',
+      },
+      docUnderReview: {
+        title: 'Under Review',
+        description:
+          'Your documents are being reviewed and you will be notified upon approval. Thank you for your patience. Any questions? Email invest@jia.xyz.',
+        buttonText: 'THANK YOU',
+      },
+    },
   },
   ArfCreditPoolV2: {
     chainId: ChainEnum.Mumbai,
@@ -52,6 +80,6 @@ export const MUMBAI_METADATA: PoolsInfoV2 = {
     juniorAPY: '10-20%',
     title: 'Arf V2 Testing Pool',
     desc: 'Arf provides an innovative on-chain liquidity solution that simplifies cross-border payments by facilitating immediate USDC-based settlements and tokenizing payment orders, enhancing transparency in the process.',
-    supplyLink: 'https://app.huma.finance',
+    supplyLink: 'https://uer4clyybno.typeform.com/arfcreditline',
   },
 }
diff --git a/packages/huma-shared/src/v2/utils/const.ts b/packages/huma-shared/src/v2/utils/const.ts
index 2f1ee7e..a4d02d6 100644
--- a/packages/huma-shared/src/v2/utils/const.ts
+++ b/packages/huma-shared/src/v2/utils/const.ts
@@ -2,6 +2,10 @@ import { BigNumber } from 'ethers'
 
 export const BP_FACTOR = BigNumber.from(10000)
 
+export enum KYC_PROVIDER {
+  Securitize = 'Securitize',
+}
+
 export enum CreditStateV2 {
   Deleted,
   Paused,
diff --git a/packages/huma-widget/src/components/Lend/supplyV2/1-ChooseTranche.tsx b/packages/huma-widget/src/components/Lend/supplyV2/1-ChooseTranche.tsx
index 0d81c67..488bd8a 100644
--- a/packages/huma-widget/src/components/Lend/supplyV2/1-ChooseTranche.tsx
+++ b/packages/huma-widget/src/components/Lend/supplyV2/1-ChooseTranche.tsx
@@ -1,10 +1,4 @@
-import {
-  openInNewTab,
-  PoolInfoV2,
-  TrancheType,
-  UnderlyingTokenInfo,
-  useLenderApprovedV2,
-} from '@huma-finance/shared'
+import { TrancheType, UnderlyingTokenInfo } from '@huma-finance/shared'
 import {
   css,
   FormControl,
@@ -14,7 +8,6 @@ import {
   RadioGroup,
   useTheme,
 } from '@mui/material'
-import { useWeb3React } from '@web3-react/core'
 import React from 'react'
 
 import { useAppDispatch } from '../../../hooks/useRedux'
@@ -22,39 +15,20 @@ import { setStep } from '../../../store/widgets.reducers'
 import { WIDGET_STEP } from '../../../store/widgets.store'
 import { BottomButton } from '../../BottomButton'
 import { WrapperModal } from '../../WrapperModal'
-import { LoadingModal } from '../../LoadingModal'
 
 type Props = {
-  poolInfo: PoolInfoV2
   poolUnderlyingToken: UnderlyingTokenInfo
   selectedTranche: TrancheType | undefined
   changeTranche: (tranche: TrancheType) => void
 }
 
 export function ChooseTranche({
-  poolInfo,
   poolUnderlyingToken,
   selectedTranche,
   changeTranche,
 }: Props): React.ReactElement | null {
   const theme = useTheme()
-  const { poolName } = poolInfo
   const dispatch = useAppDispatch()
-  const { account, provider } = useWeb3React()
-  const [lenderApprovedSenior] = useLenderApprovedV2(
-    poolName,
-    'senior',
-    account,
-    provider,
-  )
-  const [lenderApprovedJunior] = useLenderApprovedV2(
-    poolName,
-    'junior',
-    account,
-    provider,
-  )
-  const isLoading =
-    lenderApprovedSenior === undefined || lenderApprovedJunior === undefined
 
   const styles = {
     subTitle: css`
@@ -84,16 +58,7 @@ export function ChooseTranche({
   }
 
   const handleNext = () => {
-    if (
-      (selectedTranche === 'senior' && lenderApprovedSenior) ||
-      (selectedTranche === 'junior' && lenderApprovedJunior)
-    ) {
-      dispatch(setStep(WIDGET_STEP.ChooseAmount))
-    } else if (poolInfo.KYC) {
-      dispatch(setStep(WIDGET_STEP.Evaluation))
-    } else if (poolInfo.supplyLink) {
-      openInNewTab(poolInfo.supplyLink)
-    }
+    dispatch(setStep(WIDGET_STEP.ChooseAmount))
   }
 
   const items: {
@@ -110,10 +75,6 @@ export function ChooseTranche({
     },
   ]
 
-  if (isLoading) {
-    return <LoadingModal title={`Supply ${poolUnderlyingToken.symbol}`} />
-  }
-
   return (
     <WrapperModal title={`Supply ${poolUnderlyingToken.symbol}`}>
       <FormControl>
diff --git a/packages/huma-widget/src/components/Lend/supplyV2/index.tsx b/packages/huma-widget/src/components/Lend/supplyV2/index.tsx
index 5fdb73b..5f3464b 100644
--- a/packages/huma-widget/src/components/Lend/supplyV2/index.tsx
+++ b/packages/huma-widget/src/components/Lend/supplyV2/index.tsx
@@ -1,6 +1,8 @@
 import {
   POOL_NAME,
   TrancheType,
+  openInNewTab,
+  useLenderApprovedV2,
   usePoolInfoV2,
   usePoolUnderlyingTokenInfoV2,
 } from '@huma-finance/shared'
@@ -42,19 +44,66 @@ export function LendSupplyV2({
 }: LendSupplyPropsV2): React.ReactElement | null {
   const dispatch = useDispatch()
   const poolName = POOL_NAME[poolNameStr]
-  const { chainId, provider } = useWeb3React()
+  const { chainId, provider, account } = useWeb3React()
   const poolInfo = usePoolInfoV2(poolName, chainId)
   const { step, errorMessage } = useAppSelector(selectWidgetState)
   const [selectedTranche, setSelectedTranche] = useState<TrancheType>()
   const poolUnderlyingToken = usePoolUnderlyingTokenInfoV2(poolName, provider)
 
+  const [lenderApprovedSenior] = useLenderApprovedV2(
+    poolName,
+    'senior',
+    account,
+    provider,
+  )
+  const [lenderApprovedJunior] = useLenderApprovedV2(
+    poolName,
+    'junior',
+    account,
+    provider,
+  )
+
+  const lenderApproveStatusFetched =
+    lenderApprovedSenior !== undefined && lenderApprovedJunior !== undefined
+
   useEffect(() => {
-    if (!step) {
-      dispatch(setStep(WIDGET_STEP.ChooseTranche))
+    if (!step && poolInfo && lenderApproveStatusFetched) {
+      if (lenderApprovedJunior && !lenderApprovedSenior) {
+        setSelectedTranche('junior')
+        dispatch(setStep(WIDGET_STEP.ChooseAmount))
+        return
+      }
+
+      if (lenderApprovedSenior && !lenderApprovedJunior) {
+        setSelectedTranche('senior')
+        dispatch(setStep(WIDGET_STEP.ChooseAmount))
+        return
+      }
+
+      if (lenderApprovedJunior && lenderApprovedSenior) {
+        dispatch(setStep(WIDGET_STEP.ChooseTranche))
+        return
+      }
+
+      if (poolInfo.KYC) {
+        dispatch(setStep(WIDGET_STEP.Evaluation))
+        return
+      }
+
+      if (poolInfo.supplyLink) {
+        openInNewTab(poolInfo.supplyLink)
+      }
     }
-  }, [dispatch, step])
+  }, [
+    dispatch,
+    lenderApproveStatusFetched,
+    lenderApprovedJunior,
+    lenderApprovedSenior,
+    poolInfo,
+    step,
+  ])
 
-  if (!poolInfo || !poolUnderlyingToken) {
+  if (!poolInfo || !poolUnderlyingToken || !lenderApproveStatusFetched) {
     return (
       <WidgetWrapper
         isOpen
@@ -75,7 +124,6 @@ export function LendSupplyV2({
     >
       {step === WIDGET_STEP.ChooseTranche && (
         <ChooseTranche
-          poolInfo={poolInfo}
           poolUnderlyingToken={poolUnderlyingToken}
           selectedTranche={selectedTranche}
           changeTranche={setSelectedTranche}