diff --git a/src/wallet/wallettool.cpp b/src/wallet/wallettool.cpp
index d51a655d0b..3a597eccb0 100644
--- a/src/wallet/wallettool.cpp
+++ b/src/wallet/wallettool.cpp
@@ -142,10 +142,10 @@ bool ExecuteWalletToolFunc(const ArgsManager& args, const std::string& command)
         DatabaseOptions options;
         ReadDatabaseArgs(args, options);
         options.require_create = true;
-        // If -legacy is set, use it. Otherwise default to true.
-        bool make_legacy = args.GetBoolArg("-legacy", true);
-        // If neither -legacy nor -descriptors is set, default to false. If -descriptors is set, use its value.
-        bool make_descriptors = (!args.IsArgSet("-descriptors") && !args.IsArgSet("-legacy")) || (args.IsArgSet("-descriptors") && args.GetBoolArg("-descriptors", false));
+        // If -legacy is set, use it. Otherwise default to false.
+        bool make_legacy = args.GetBoolArg("-legacy", false);
+        // If neither -legacy nor -descriptors is set, default to true. If -descriptors is set, use its value.
+        bool make_descriptors = (!args.IsArgSet("-descriptors") && !args.IsArgSet("-legacy")) || (args.IsArgSet("-descriptors") && args.GetBoolArg("-descriptors", true));
         if (make_legacy && make_descriptors) {
             tfm::format(std::cerr, "Only one of -legacy or -descriptors can be set to true, not both\n");
             return false;