diff --git a/src/components/ReportActionItem/ReportPreview.tsx b/src/components/ReportActionItem/ReportPreview.tsx
index c572e9d5f896..98116a089d73 100644
--- a/src/components/ReportActionItem/ReportPreview.tsx
+++ b/src/components/ReportActionItem/ReportPreview.tsx
@@ -203,7 +203,7 @@ function ReportPreview({
         if (isApproved) {
             return translate('iou.managerApproved', {manager: payerOrApproverName});
         }
-        const managerName = isPolicyExpenseChat ? ReportUtils.getPolicyName(chatReport) : ReportUtils.getDisplayNameForParticipant(managerID, true);
+        const managerName = isPolicyExpenseChat && !hasNonReimbursableTransactions ? ReportUtils.getPolicyName(chatReport) : ReportUtils.getDisplayNameForParticipant(managerID, true);
         let paymentVerb: TranslationPaths = hasNonReimbursableTransactions ? 'iou.payerSpent' : 'iou.payerOwes';
         if (iouSettled || iouReport?.isWaitingOnBankAccount) {
             paymentVerb = 'iou.payerPaid';
diff --git a/src/libs/ReportUtils.ts b/src/libs/ReportUtils.ts
index 3c9481370744..bc91f74f3fdc 100644
--- a/src/libs/ReportUtils.ts
+++ b/src/libs/ReportUtils.ts
@@ -1946,7 +1946,8 @@ function getMoneyRequestReportName(report: OnyxEntry<Report>, policy: OnyxEntry<
 
     const moneyRequestTotal = getMoneyRequestSpendBreakdown(report).totalDisplaySpend;
     const formattedAmount = CurrencyUtils.convertToDisplayString(moneyRequestTotal, report?.currency, hasOnlyDistanceRequestTransactions(report?.reportID));
-    const payerOrApproverName = isExpenseReport(report) ? getPolicyName(report, false, policy) : getDisplayNameForParticipant(report?.managerID) ?? '';
+    const payerOrApproverName =
+        isExpenseReport(report) && !hasNonReimbursableTransactions(report?.reportID ?? '') ? getPolicyName(report, false, policy) : getDisplayNameForParticipant(report?.managerID) ?? '';
     const payerPaidAmountMessage = Localize.translateLocal('iou.payerPaidAmount', {
         payer: payerOrApproverName,
         amount: formattedAmount,
@@ -2244,9 +2245,10 @@ function getReportPreviewMessage(
         }
     }
 
+    const containsNonReimbursable = hasNonReimbursableTransactions(report.reportID);
     const totalAmount = getMoneyRequestSpendBreakdown(report).totalDisplaySpend;
     const policyName = getPolicyName(report, false, policy);
-    const payerName = isExpenseReport(report) ? policyName : getDisplayNameForParticipant(report.managerID, !isPreviewMessageForParentChatReport);
+    const payerName = isExpenseReport(report) && !containsNonReimbursable ? policyName : getDisplayNameForParticipant(report.managerID, !isPreviewMessageForParentChatReport);
 
     const formattedAmount = CurrencyUtils.convertToDisplayString(totalAmount, report.currency);