diff --git a/src/libs/TransactionUtils.ts b/src/libs/TransactionUtils.ts
index 67e31c610369..c01b248cb023 100644
--- a/src/libs/TransactionUtils.ts
+++ b/src/libs/TransactionUtils.ts
@@ -167,7 +167,9 @@ function isCreatedMissing(transaction: Transaction) {
 function areRequiredFieldsEmpty(transaction: Transaction): boolean {
     const parentReport = allReports?.[`${ONYXKEYS.COLLECTION.REPORT}${transaction?.reportID}`] ?? null;
     const isFromExpenseReport = parentReport?.type === CONST.REPORT.TYPE.EXPENSE;
-    return (isFromExpenseReport && isMerchantMissing(transaction)) || isAmountMissing(transaction) || isCreatedMissing(transaction);
+    const isSplitPolicyExpenseChat = transaction.comment?.splits?.some((participant) => allReports?.[`${ONYXKEYS.COLLECTION.REPORT}${participant.chatReportID}`]?.isOwnPolicyExpenseChat);
+    const isMerchantRequired = isFromExpenseReport || isSplitPolicyExpenseChat;
+    return (isMerchantRequired && isMerchantMissing(transaction)) || isAmountMissing(transaction) || isCreatedMissing(transaction);
 }
 
 /**