data.json

{
    "data": {
        "networks": [
            {
                "name": "default",
                "topics": [
                    {
                        "name": "mortgages",
                        "faqs": [
                            {
                                "questions": [
                                    {
                                        "q": "What is a mortgage?",
                                        "a": "A mortgage is a loan you use to buy a home. You pay it back over time, plus interest."
                                    },
                                    {
                                        "q": "How much can I borrow for a mortgage?",
                                        "a": "It depends on your income, credit score, and the lender's policies. Typically, it's around 3-5 times your annual income."
                                    },
                                    {
                                        "q": "What's a deposit payment?",
                                        "a": "A deposit payment is the initial payment you make when buying a house. It's a percentage of the home's price, the minimum deposit is usually around 5% (depending on your circumstances)."
                                    },
                                    {
                                        "q": "What's the difference between fixed and adjustable-rate mortgages?",
                                        "a": "A fixed-rate mortgage has a constant interest rate, while an adjustable-rate mortgage's rate can change over time."
                                    },
                                    {
                                        "q": "How long can a mortgage last?",
                                        "a": "Most mortgages are 15 or 30 years, but you can find other terms too."
                                    },
                                    {
                                        "q": "How can I improve my mortgage approval chances?",
                                        "a": "Pay bills on time, save for a deposit, and maintain a good credit score."
                                    },
                                    {
                                        "q": "What's a pre-approval vs. pre-qualification?",
                                        "a": "Pre-qualification is an estimate; pre-approval is a firm offer from a lender, showing how much you can borrow."
                                    },
                                    {
                                        "q": "Can I pay off my mortgage early?",
                                        "a": "Yes, you can make extra payments or refinance to pay it off faster."
                                    },
                                    {
                                        "q": "What happens if I can't make my mortgage payments?",
                                        "a": "Contact your lender ASAP. They may offer options like loan modification or forbearance to help you during tough times."
                                    }
                                ]
                            }
                        ]
                    }
                ]
            }
        ]
    }
}