diff --git a/e2etest/submitter_e2e_test.go b/e2etest/submitter_e2e_test.go
index 55284a8f..0164d042 100644
--- a/e2etest/submitter_e2e_test.go
+++ b/e2etest/submitter_e2e_test.go
@@ -125,7 +125,7 @@ func TestSubmitterSubmissionReplace(t *testing.T) {
 
 	tm.Config.Submitter.PollingIntervalSeconds = 2
 	tm.Config.Submitter.ResendIntervalSeconds = 2
-	tm.Config.Submitter.ResubmitFeeMultiplier = 2.1
+	tm.Config.Submitter.ResubmitFeeMultiplier = 2.6
 	// create submitter
 	vigilantSubmitter, _ := submitter.New(
 		&tm.Config.Submitter,
diff --git a/submitter/relayer/relayer.go b/submitter/relayer/relayer.go
index 8f72bde4..12c3d63a 100644
--- a/submitter/relayer/relayer.go
+++ b/submitter/relayer/relayer.go
@@ -6,6 +6,7 @@ import (
 	"errors"
 	"fmt"
 	"github.com/btcsuite/btcd/btcjson"
+	"math"
 	"strconv"
 	"time"
 
@@ -160,7 +161,7 @@ func (rl *Relayer) calculateBumpedFee(ckptInfo *types.CheckpointInfo) btcutil.Am
 	// minus the old fee of the first transaction because we do not want to pay again for the first transaction
 	bumpedFee := newTx1Fee + newTx2Fee - ckptInfo.Tx1.Fee
 
-	return bumpedFee.MulF64(float64(rl.config.ResubmitFeeMultiplier))
+	return bumpedFee.MulF64(rl.config.ResubmitFeeMultiplier)
 }
 
 // resendSecondTxOfCheckpointToBTC resends the second tx of the checkpoint with bumpedFee
@@ -168,7 +169,9 @@ func (rl *Relayer) resendSecondTxOfCheckpointToBTC(tx2 *types.BtcTxInfo, bumpedF
 	// set output value of the second tx to be the balance minus the bumped fee
 	// if the bumped fee is higher than the balance, then set the bumped fee to
 	// be equal to the balance to ensure the output value is not negative
-	balance := tx2.Utxo.Amount
+	//balance := tx2.Utxo.Amount
+	balance := btcutil.Amount(tx2.Tx.TxOut[1].Value) // todo Lazar check this as well
+
 	if bumpedFee > balance {
 		rl.logger.Debugf("the bumped fee %v Satoshis for the second tx is more than UTXO amount %v Satoshis",
 			bumpedFee, balance)
@@ -183,14 +186,14 @@ func (rl *Relayer) resendSecondTxOfCheckpointToBTC(tx2 *types.BtcTxInfo, bumpedF
 		return nil, err
 	}
 
-	txid, err := rl.sendTxToBTC(tx)
+	txID, err := rl.sendTxToBTC(tx)
 	if err != nil {
 		return nil, err
 	}
 
 	// update tx info
 	tx2.Fee = bumpedFee
-	tx2.TxId = txid
+	tx2.TxId = txID
 
 	return tx2, nil
 }
@@ -250,18 +253,7 @@ func (rl *Relayer) convertCkptToTwoTxAndSubmit(ckpt *ckpttypes.RawCheckpointResp
 		return nil, err
 	}
 
-	utxo, err := rl.PickHighUTXO()
-	if err != nil {
-		return nil, err
-	}
-
-	rl.logger.Debugf("Found one unspent tx with sufficient amount: %v", utxo.TxID)
-
-	tx1, tx2, err := rl.ChainTwoTxAndSend(
-		utxo,
-		data1,
-		data2,
-	)
+	tx1, tx2, err := rl.ChainTwoTxAndSend(data1, data2)
 	if err != nil {
 		return nil, err
 	}
@@ -297,17 +289,10 @@ func (rl *Relayer) convertCkptToTwoTxAndSubmit(ckpt *ckpttypes.RawCheckpointResp
 
 // ChainTwoTxAndSend consumes one utxo and build two chaining txs:
 // the second tx consumes the output of the first tx
-func (rl *Relayer) ChainTwoTxAndSend(
-	utxo *types.UTXO,
-	data1 []byte,
-	data2 []byte,
-) (*types.BtcTxInfo, *types.BtcTxInfo, error) {
+func (rl *Relayer) ChainTwoTxAndSend(data1 []byte, data2 []byte) (*types.BtcTxInfo, *types.BtcTxInfo, error) {
 	// recipient is a change address that all the
 	// remaining balance of the utxo is sent to
-	tx1, err := rl.buildTxWithData(
-		utxo,
-		data1,
-	)
+	tx1, err := rl.buildTxWithData(data1, nil)
 	if err != nil {
 		return nil, nil, fmt.Errorf("failed to add data to tx1: %w", err)
 	}
@@ -317,20 +302,9 @@ func (rl *Relayer) ChainTwoTxAndSend(
 		return nil, nil, fmt.Errorf("failed to send tx1 to BTC: %w", err)
 	}
 
-	changeUtxo := &types.UTXO{
-		TxID:     tx1.TxId,
-		Vout:     1,
-		ScriptPK: tx1.Tx.TxOut[1].PkScript,
-		Amount:   btcutil.Amount(tx1.Tx.TxOut[1].Value),
-		Addr:     tx1.ChangeAddress,
-	}
-
 	// the second tx consumes the second output (index 1)
 	// of the first tx, as the output at index 0 is OP_RETURN
-	tx2, err := rl.buildTxWithData(
-		changeUtxo,
-		data2,
-	)
+	tx2, err := rl.buildTxWithData(data2, tx1.Tx)
 	if err != nil {
 		return nil, nil, fmt.Errorf("failed to add data to tx2: %w", err)
 	}
@@ -345,36 +319,23 @@ func (rl *Relayer) ChainTwoTxAndSend(
 	return tx1, tx2, nil
 }
 
-// PickHighUTXO picks a UTXO that has the highest amount
-func (rl *Relayer) PickHighUTXO() (*types.UTXO, error) {
-	// get the highest UTXO and UTXOs' sum in the list
-	topUTXO, sum, err := rl.BTCWallet.GetHighUTXOAndSum()
-	if err != nil {
-		return nil, err
-	}
-	utxo, err := types.NewUTXO(topUTXO, rl.GetNetParams())
-	if err != nil {
-		return nil, fmt.Errorf("failed to convert ListUnspentResult to UTXO: %w", err)
-	}
-	rl.logger.Debugf("pick utxo with id: %v, amount: %v, confirmations: %v", utxo.TxID, utxo.Amount, topUTXO.Confirmations)
-
-	// record metrics of UTXOs' sum
-	rl.metrics.AvailableBTCBalance.Set(sum)
-
-	return utxo, nil
-}
-
 // buildTxWithData builds a tx with data inserted as OP_RETURN
 // note that OP_RETURN is set as the first output of the tx (index 0)
 // and the rest of the balance is sent to a new change address
 // as the second output with index 1
-func (rl *Relayer) buildTxWithData(
-	utxo *types.UTXO,
-	data []byte,
-) (*types.BtcTxInfo, error) {
-	rl.logger.Debugf("Building a BTC tx using %v with data %x", utxo.TxID.String(), data)
+func (rl *Relayer) buildTxWithData(data []byte, firstTx *wire.MsgTx) (*types.BtcTxInfo, error) {
 	tx := wire.NewMsgTx(wire.TxVersion)
 
+	if firstTx != nil {
+		txID := firstTx.TxHash()
+		outPoint := wire.NewOutPoint(&txID, 1)
+		txIn := wire.NewTxIn(outPoint, nil, nil)
+		// Enable replace-by-fee
+		// See https://river.com/learn/terms/r/replace-by-fee-rbf
+		txIn.Sequence = math.MaxUint32 - 2
+		tx.AddTxIn(txIn)
+	}
+
 	// build txOut for data
 	builder := txscript.NewScriptBuilder()
 	dataScript, err := builder.AddOp(txscript.OP_RETURN).AddData(data).Script()
@@ -393,6 +354,8 @@ func (rl *Relayer) buildTxWithData(
 		return nil, err
 	}
 
+	rl.logger.Debugf("Building a BTC tx using %s with data %x", rawTxResult.Transaction.TxID, data)
+
 	_, addresses, _, err := txscript.ExtractPkScriptAddrs(
 		rawTxResult.Transaction.TxOut[1].PkScript,
 		rl.GetNetParams(),
@@ -414,21 +377,24 @@ func (rl *Relayer) buildTxWithData(
 		return nil, err
 	}
 
+	changeAmount := btcutil.Amount(rawTxResult.Transaction.TxOut[1].Value)
 	minRelayFee := rl.calcMinRelayFee(txSize)
-	if utxo.Amount < minRelayFee {
-		return nil, fmt.Errorf("the value of the utxo is not sufficient for relaying the tx. Require: %v. Have: %v", minRelayFee, utxo.Amount)
+
+	if changeAmount < minRelayFee {
+		return nil, fmt.Errorf("the value of the utxo is not sufficient for relaying the tx. Require: %v. Have: %v", minRelayFee, changeAmount)
 	}
 
-	txFee := rl.getFeeRate().FeeForVSize(txSize)
+	//txFee := rl.getFeeRate().FeeForVSize(txSize)
+	txFee := rawTxResult.Fee // todo Lazar, check with Konrad if we should use the calcd fee from FundRawTransaction or manually calc it
 	// ensuring the tx fee is not lower than the minimum relay fee
 	if txFee < minRelayFee {
 		txFee = minRelayFee
 	}
 	// ensuring the tx fee is not higher than the utxo value
-	if utxo.Amount < txFee {
-		return nil, fmt.Errorf("the value of the utxo is not sufficient for paying the calculated fee of the tx. Calculated: %v. Have: %v", txFee, utxo.Amount)
+	if changeAmount < txFee {
+		return nil, fmt.Errorf("the value of the utxo is not sufficient for paying the calculated fee of the tx. Calculated: %v. Have: %v", txFee, changeAmount)
 	}
-	change := utxo.Amount - txFee
+	change := changeAmount - txFee
 
 	// sign tx
 	tx, err = rl.signTx(rawTxResult.Transaction)
@@ -444,11 +410,10 @@ func (rl *Relayer) buildTxWithData(
 
 	rl.logger.Debugf("Successfully composed a BTC tx with balance of input: %v, "+
 		"tx fee: %v, output value: %v, tx size: %v, hex: %v",
-		utxo.Amount, txFee, change, txSize, hex.EncodeToString(signedTxBytes.Bytes()))
+		changeAmount, txFee, change, txSize, hex.EncodeToString(signedTxBytes.Bytes()))
 
 	return &types.BtcTxInfo{
 		Tx:            tx,
-		Utxo:          utxo,
 		ChangeAddress: changeAddr,
 		Size:          txSize,
 		Fee:           txFee,
diff --git a/types/ckpt_info.go b/types/ckpt_info.go
index 4c9b93fc..5d64c6b0 100644
--- a/types/ckpt_info.go
+++ b/types/ckpt_info.go
@@ -21,7 +21,6 @@ type BtcTxInfo struct {
 	TxId          *chainhash.Hash
 	Tx            *wire.MsgTx
 	ChangeAddress btcutil.Address
-	Utxo          *UTXO          // the UTXO used to build this BTC tx
 	Size          int64          // the size of the BTC tx
 	Fee           btcutil.Amount // tx fee cost by the BTC tx
 }