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PLH - Content - Positive - Budget adults.json
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"text": "That's okay! You can always type \"Help\" at anytime if you want this tip at another time. Chat to you later!",
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"text": "Making a budget.\nA budget is how we decide what we will spend our money on, even in stressful times. Making a budget can help you have enough at the end of the month so that you need to borrow less.",
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"text": "Step 1: What do we spend on now?\n\n• Get a piece of paper (or old newspaper or a cardboard box) and a pen.\n• Draw pictures of all the things that you and your family spend money on each month.\n• Write next to each picture how much each thing costs.\n• Add up how much money you have to spend each month.",
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"text": "Step 2: Talk about needs and wants\n\n• Needs: Which things are important or must haves for your family to survive? (like food, soap to wash hands, needs for ill or disabled family members).\n• Wants: Which things are nice to have but not essential?",
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