diff --git a/liberapay/models/exchange_route.py b/liberapay/models/exchange_route.py
index cd32a938d..a6a202acd 100644
--- a/liberapay/models/exchange_route.py
+++ b/liberapay/models/exchange_route.py
@@ -217,7 +217,7 @@ def attach_stripe_source(cls, participant, source, one_off):
         route.stripe_source = source
         return route
 
-    def invalidate(self, obj=None):
+    def invalidate(self):
         if self.network.startswith('stripe-'):
             if self.address.startswith('pm_'):
                 try:
diff --git a/liberapay/payin/common.py b/liberapay/payin/common.py
index f727f26ac..7aa9cf339 100644
--- a/liberapay/payin/common.py
+++ b/liberapay/payin/common.py
@@ -137,12 +137,16 @@ def update_payin(
             """, (payin_id, status, error))
 
         if status in ('pending', 'succeeded'):
-            cursor.run("""
+            route = cursor.one("""
                 UPDATE exchange_routes
                    SET status = 'consumed'
                  WHERE id = %s
-                   AND one_off IS TRUE
+                   AND one_off
+                   AND status = 'chargeable'
+             RETURNING exchange_routes
             """, (payin.route,))
+            if route:
+                route.invalidate()
 
         # Lock to avoid concurrent updates
         cursor.run("SELECT * FROM participants WHERE id = %s FOR UPDATE",
diff --git a/style/base/base.scss b/style/base/base.scss
index 7bf4b8384..9d4cf5209 100644
--- a/style/base/base.scss
+++ b/style/base/base.scss
@@ -690,9 +690,6 @@ table.team {
             border-left: 2px solid #ddd;
         }
     }
-    tr:nth-child(2) > th:nth-child(4), td:nth-child(4) {
-        border-left: 1px dashed #ddd;
-    }
     td:first-child {
         min-width: 12em;
     }
@@ -701,6 +698,9 @@ table.team {
         min-width: 8em;
         max-width: 11em;
     }
+    tr:last-child td {
+        border-top-width: 2px;
+    }
     input {
         text-align: inherit;
     }
diff --git a/templates/macros/team-members.html b/templates/macros/team-members.html
index e7f57fa72..c1cec082e 100644
--- a/templates/macros/team-members.html
+++ b/templates/macros/team-members.html
@@ -21,23 +21,16 @@
     % endif
     <table class="table valign-middle team {{ cls }}">
       <thead>
-        <tr>
-          <th></th>
-          <th>{{ _("Last Payday") }}<br><small>({{ locale.format_date(last_payday) if last_payday else _("n/a") }})</small></th>
-          <th colspan=2>{{ _("Next Payday") }}<br><small>({{ locale.format_date(next_payday) }})</small></th>
-          <th></th>
-        </tr>
         <tr>
           <th>{{ _("Member") }}</th>
           <th>{{ _("Nominal Take") }}</th>
-          <th>{{ _("Nominal Take") }}</th>
           <th>{{ _("Actual Take") }}</th>
           <th><span class="help-title" data-toggle="tooltip" data-placement="top" title="{{ _(
                         'On Liberapay, donations are paid in advance. This column '
                         'shows how much money each member has received in advance '
                         'through this team. An advance increases every time a member '
                         'receives a new payment from a donor through the team, and '
-                        'decreases every week during “payday”.'
+                        'decreases every week.'
                     ) }}">{{ _("Advance") }}</span></th>
         </tr>
       </thead>
@@ -45,13 +38,16 @@
         % for member in members.values()
         <tr>
             <td><a href="/{{ member.username }}/">{{ member.username }}</a></td>
-            <td>{{
-                _("n/a") if member.last_week is none else
-                _("auto") if member.last_week.amount == -1 else
-                locale.format_money(member.last_week)
-            }}</td>
             % set nominal_take = member.nominal_take
             % set cell_cls = get_cls(member) if nominal_take != member.last_week else ''
+            % set title = (
+                None if member.last_week == nominal_take else
+                _("Last week: {0}", (
+                    _("no take") if member.last_week is none else
+                    _("auto") if member.last_week.amount == -1 else
+                    member.last_week
+                ))
+            )
             % if member.id == user.id
                 <td class="{{ cell_cls or 'active' }}">
                     <form action="/~{{ team.id }}/income/take?back_to={{ urlquote(request.line.uri) }}"
@@ -78,7 +74,7 @@
                             % endif
                             <input class="form-control" name="take" value="{{
                                 locale.format_money(nominal_take, format='amount_only') if nominal_take.amount >= 0 else ''
-                            }}" placeholder="auto" />
+                            }}" placeholder="auto"{% if title %} title="{{ title }}"{% endif %} />
                             <div class="input-group-btn">
                                 <button class="btn btn-default" title="{{ _('Update my nominal take') }}">{{
                                     icon('check-lg')
@@ -87,10 +83,10 @@
                         </div>
                     </form>
                 </td>
-            % elif nominal_take.amount == -1
-                <td class="{{ 'text-'+cell_cls }}">{{ _("auto") }}</td>
             % else
-                <td class="{{ 'text-'+cell_cls }}">{{ locale.format_money(nominal_take) }}</td>
+                <td class="{{ 'text-'+cell_cls }}"{% if title %} title="{{ title }}"{% endif %}>{{
+                    _("auto") if nominal_take.amount == -1 else locale.format_money(nominal_take)
+                }}</td>
             % endif
             % set fuzzy_take = member.actual_amount.fuzzy_sum(nominal_take.currency)
             <td{% if fuzzy_take.fuzzy %} title="{{ locale.format_money_basket(member.actual_amount) }}"{% endif %}>{{
@@ -107,7 +103,6 @@
                     'because it is not a legal entity.'
                 ) }}" data-toggle="tooltip" data-placement="bottom">{{ _("Leftover") }}</span></td>
             <td></td>
-            <td></td>
             % set fuzzy_leftover = members.leftover.fuzzy_sum(team.main_currency)
             <td class="{{ 'info' if members.leftover else '' }}"{% if fuzzy_leftover.fuzzy
              %} title="{{ locale.format_money_basket(members.leftover) }}"{% endif %}>{{
diff --git a/www/about/faq.spt b/www/about/faq.spt
index b2e842ed4..a37556f7c 100644
--- a/www/about/faq.spt
+++ b/www/about/faq.spt
@@ -239,24 +239,16 @@ title = _("Frequently Asked Questions")
     <dd>{{ _("Probably not, but it depends on the tax rules of your country.") }}</dd>
 
 
-    {{ dt(_("What are wallets?"), 'wallets') }}
+    {{ dt(_("Is a Liberapay account a wallet?"), 'wallets') }}
 
     <dd>{{ _(
-        "Liberapay used to hold the funds of donors in wallets, but we no longer do "
-        "that. Instead the full amount of a donation is immediately transferred to "
-        "the recipient."
+        "Not since mid-2018. Money sent by a donor immediately goes to the "
+        "recipient. Previously, funds were held in the donor's account and "
+        "disbursed little by little to the recipient every week. That system "
+        "was definitively abandoned due to its very significant drawbacks."
     ) }}</dd>
 
 
-    {{ dt(_("What is “payday”?"), 'payday') }}
-
-    <p>{{ _(
-        "Payday is a program ({0}this one{1}) that we run every Wednesday. It "
-        "executes donations and notifies donors and recipients.",
-        '<a href="https://github.com/liberapay/liberapay.com/blob/master/liberapay/billing/payday.py">'|safe,
-        '</a>'|safe
-    ) }}</p>
-
 </dl>
 </div>
 % endblock
diff --git a/www/about/teams.spt b/www/about/teams.spt
index 733680b93..da2967736 100644
--- a/www/about/teams.spt
+++ b/www/about/teams.spt
@@ -138,9 +138,9 @@ title = _("Teams")
 
 <p>{{ _(
     "You can change your takes from {0}your teams dashboard{1}. It contains "
-    "tables that show the nominal takes of all members for the next and "
-    "previous payday, as well as an estimate of the actual amounts of money "
-    "they'll receive in the next payday.",
+    "tables that show the nominal takes of all members, as well as an estimate "
+    "of the actual amounts of money that will be deducted at the end of the "
+    "current weekly cycle.",
     '<a href="/about/me/receiving/#teams">'|safe,
     '</a>'|safe
 ) }}</p>
@@ -184,7 +184,7 @@ title = _("Teams")
 <p>{{ _(
     "When “take throttling” is enabled for a team, its members can't raise their "
     "takes higher than a maximum computed on the basis of the nominal takes at "
-    "the time of the previous payday. This mechanism is meant to encourage "
+    "the end of the previous weekly cycle. This mechanism is meant to encourage "
     "inviting new contributors to join the team, by ensuring that they won't "
     "take a disproportionate share of the income in their first weeks."
 ) }}</p>
@@ -193,16 +193,16 @@ title = _("Teams")
     "The limit works like this: you can always increase your take to {amount} if "
     "it was below that, you can double your take compared to the previous week, "
     "you can raise your take to claim the team's leftover income, and you can "
-    "bring your take up to the level of the median take in the previous payday. "
-    "Whichever of these possibilities results in the highest amount is your "
-    "maximum take for the week.",
+    "bring your take up to the level of the median take at the end of the "
+    "previous weekly cycle. Whichever of these possibilities results in the "
+    "highest amount is your maximum take for the week.",
     amount=constants.TAKE_THROTTLING_THRESHOLD[currency]
 ) }}</p>
 
 <p>{{ _(
     "Takes are not limited if the team has only one member, or if the previous "
     "week's takes were all zero (which is the case for any new team that has "
-    "been created after the most recent payday)."
+    "been created during the current weekly cycle)."
 ) }}</p>
 
 <p>{{ _(