docs: create templates README.md

Author: jimbrig

templates/README.md

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+# Legal Templates
+
+> [!NOTE]
+> This folder contains legal templates used across No Clocks, LLC.
+
+> [!WARNING]
+> We are not lawyers. We do not provide legal advice. Use these templates at your own risk. Consult a lawyer before using any legal document.
+
+## Contents
+
+- [Overview](#overview)
+- [Standards](#standards)
+- [Templates](#templates)
+  - [Websites](#websites)
+  - [Proposals](#proposals)
+  - [Business](#business)
+  - [Finance](#finance)
+  - [Startup](#startup)
+- [Reference](#reference)
+
+## Overview
+
+In order to streamline and automate legal document processes and systems, the team at No Clocks, LLC has curated and compiled this collection of legal templates.
+
+We use these templates to create, share, and sign legal documents. We also use them to ensure that our legal documents are consistent, accurate, and up-to-date.
+
+## Standards
+
+We use the [Common Paper Contract Standards](https://commonpaper.com/wp-content/uploads/2022/05/Why-We-Use-Common-Paper-Standard-Agreements.pdf) as the foundation for our legal templates. These standards are open and reflect industry best practices and reasonable terms for both sides of any legal agreement. The standards are created by neutral third-party experts to ensure there is no bias or hidden clauses that could be detrimental to either party. Using a standardized approach allows us to start in the middle and focus on the actual work to be performed.
+
+## Templates
+
+- Websites
+- Proposals
+- Business
+- Finance
+- Startup
+
+### Websites
+
+- [Privacy Policy](./Privacy-Policy/)
+- [Terms of Service](./Terms-of-Service/)
+- [Cookie Policy](./Cookie-Policy/)
+- [Disclaimer](./Disclaimer/)
+- [End User License Agreement](./End-User-License-Agreement/)
+- [Refund Policy](./Refund-Policy/)
+- [Shipping Policy](./Shipping-Policy/)
+- [DMCA Policy](./DMCA-Policy/)
+- [Affiliate Disclosure](./Affiliate-Disclosure/)
+- [Linking Policy](./Linking-Policy/)
+
+### Proposals
+
+- [Request for Proposal](./Request-for-Proposal/)
+- [Project Proposal (Generic)](./Project-Proposal/)
+- [Website Development Proposal](./Website-Development-Proposal/)
+- [Website Design Proposal](./Website-Design-Proposal/)
+- [Software Development Proposal](./Software-Development-Proposal/)
+- [Mobile App Development Proposal](./Mobile-App-Development-Proposal/)
+- [SEO Proposal](./SEO-Proposal/)
+- [Consulting Proposal](./Consulting-Proposal/)
+- [Digital Marketing Proposal](./Marketing-Proposal/)
+- [Research Proposal](./Research-Proposal/)
+
+### Business
+
+- [Business Plan](./Business-Plan/)
+- [Business Proposal](./Business-Proposal/)
+- [Business Model Canvas](./Business-Model-Canvas/)
+- [Non-Disclosure Agreement](./Non-Disclosure-Agreement/)
+- [Mutual Non-Disclosure Agreement](./Mutual-Non-Disclosure-Agreement/)
+- [Independent Contractor Agreement](./Independent-Contractor-Agreement/)
+- [Consulting Agreement](./Consulting-Agreement/)
+- [Partnership Agreement](./Partnership-Agreement/)
+- [Statement of Work](./Statement-of-Work/)
+- [Master Service Agreement](./Master-Service-Agreement/)
+- [Service Level Agreement](./Service-Level-Agreement/)
+
+### Finance
+
+- [Business Budget](./Business-Budget/)
+- [Income Statement](./Income-Statement/)
+- [Balance Sheet](./Balance-Sheet/)
+- [Cash Flow Statement](./Cash-Flow-Statement/)
+- [Financial Projections](./Financial-Projections/)
+- [Financial Forecast](./Financial-Forecast/)
+- [Financial Model](./Financial-Model/)
+- [Financial Plan](./Financial-Plan/)
+- [Expense Report](./Expense-Report/)
+- [Invoice](./Invoice/)
+- [Receipt](./Receipt/)
+- [Purchase Order](./Purchase-Order/)
+- [Credit Memo](./Credit-Memo/)
+- [Investment Proposal](./Investment-Proposal/)
+
+### Startup
+
+- [Articles of Incorporation](./Articles-of-Incorporation/)
+- [Bylaws](./Bylaws/)
+- [Operating Agreement](./Operating-Agreement/)
+- [Shareholder Agreement](./Shareholder-Agreement/)
+- [Founders Agreement](./Founders-Agreement/)
+- [Employee Handbook](./Employee-Handbook/)
+- [Employee Contract](./Employee-Contract/)
+
+
+## Reference
+
+- [CommonPaper Contract Standards](https://commonpaper.com/standards/)