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productConfiguration.md

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Product Configuration

Request a Product Configuration

accountId = "acc_GP4lfNA0iIMn5B"

Razorpay::Product.request_product_configuration(accountId, {
  "product_name": "payment_gateway",
  "tnc_accepted": true,
  "ip": "233.233.233.234"
})

Parameters:

Name Type Description
product_name* string The product(s) to be configured. Possible value is payment_gateway, payment_links
tnc_accepted boolean Pass this parameter to accept terms and conditions. Send this parameter along with the ip parameter when the tnc is accepted. Possible values is true
ip integer The IP address of the merchant while accepting the terms and conditions. Send this parameter along with the tnc_accepted parameter when the tnc is accepted.

Response:

{
  "requested_configuration": {
    "payment_methods": []
  },
  "active_configuration": {
    "payment_capture": {
      "mode": "automatic",
      "refund_speed": "normal",
      "automatic_expiry_period": 7200
    },
    "settlements": {
      "account_number": null,
      "ifsc_code": null,
      "beneficiary_name": null
    },
    "checkout": {
      "theme_color": "#FFFFFF",
      "flash_checkout": true,
      "logo": "https://example.com/your_logo"
    },
    "refund": {
      "default_refund_speed": "normal"
    },
    "notifications": {
      "whatsapp": true,
      "sms": false,
      "email": [
        "[email protected]"
      ]
    },
    "payment_methods": {
      "netbanking": {
        "enabled": true,
        "instrument": [
          {
            "type": "retail",
            "bank": [
              "hdfc",
              "sbin",
              "utib",
              "icic",
              "scbl",
              "yesb"
            ]
          }
        ]
      },
      "wallet": {
        "enabled": true,
        "instrument": [
          "airtelmoney",
          "freecharge",
          "jiomoney",
          "olamoney",
          "payzapp",
          "mobikwik"
        ]
      },
      "upi": {
        "enabled": true,
        "instrument": [
          "upi"
        ]
      }
    }
  },
  "requirements": [
    {
      "field_reference": "individual_proof_of_address",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders/{stakeholderId}/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "individual_proof_of_identification",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders/{stakeholderId}/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "business_proof_of_identification",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "settlements.beneficiary_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "settlements.account_number",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "settlements.ifsc_code",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "contact_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "customer_facing_business_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "kyc.pan",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders",
      "status": "required",
      "reason_code": "field_missing"
    }
  ],
  "tnc":{
    "id": "tnc_IgohZaDBHRGjPv",
    "accepted": true,
    "accepted_at": 1641550798
  },
  "id": "acc_prd_HEgNpywUFctQ9e",
  "account_id": "acc_HQVlm3bnPmccC0",
  "product_name": "payment_gateway",
  "activation_status": "needs_clarification",
  "requested_at": 162547884
}

Edit a Product Configuration

accountId = "acc_GP4lfNA0iIMn5B"
productId = "acc_prd_HEgNpywUFctQ9e"

Razorpay::Product.edit(accountId, productId, {
  "notifications": {
    "email": [
      "[email protected]",
      "[email protected]"
    ]
  },
  "checkout": {
    "theme_color": "#528FFF"
  },
  "refund": {
    "default_refund_speed": "optimum"
  },
  "settlements": {
    "account_number": "1234567890",
    "ifsc_code": "HDFC0000317",
    "beneficiary_name": "Gaurav Kumar"
  },
  "tnc_accepted": 1,
  "ip": "233.233.233.234"
})

Parameters:

Name Type Description
notifications object All keys listed here are supported
checkout object All keys listed here are supported
refund object All keys listed here are supported
settlements object All keys listed here are supported
tnc_accepted boolean Pass this parameter to accept terms and conditions. Send this parameter along with the ip parameter when the tnc is accepted. Possible value is true
ip string The IP address of the merchant while accepting the terms and conditions. Send this parameter along with the tnc_accepted parameter when the tnc is accepted.
payment_methods All keys listed here are supported
type string Possible value is domestic
issuer string The card issuer. Possible values for issuer are amex, dicl, maestro, mastercard, rupay, visa.
wallet object All keys listed here are supported
instrument(wallet) string The wallet issuer. Possible values are airtelmoney, amazonpay, freecharge, jiomoney, mobiwik, mpesa, olamoney, paytm, payzapp, payumoney, phonepe, phonepeswitch, sbibuddy
instrument(wallet) string The wallet issuer. Possible values are airtelmoney, amazonpay, freecharge, jiomoney, mobiwik, mpesa, olamoney, paytm, payzapp, payumoney, phonepe, phonepeswitch, sbibuddy
upi object All keys listed here are supported
instrument(upi) string The UPI service provider. Possible values are google_pay, upi
paylater object All keys listed here are supported
instrument(emi) string The Paylater service provider. Possible values are epaylater, getsimpl
emi object All keys listed here are supported

Response:

{
  "id": "acc_GP4lfNA0iIMn5B",
  "type": "standard",
  "status": "created",
  "email": "[email protected]",
  "profile": {
    "category": "healthcare",
    "subcategory": "clinic",
    "addresses": {
      "registered": {
        "street1": "507, Koramangala 1st block",
        "street2": "MG Road-1",
        "city": "Bengalore",
        "state": "KARNATAKA",
        "postal_code": "560034",
        "country": "IN"
      }
    }
  },
  "notes": [],
  "created_at": 1610603081,
  "phone": "9000090000",
  "reference_id": "randomId",
  "business_type": "partnership",
  "legal_business_name": "Acme Corp",
  "customer_facing_business_name": "ABCD Ltd"
}

Fetch a product configuration

accountId = "acc_GP4lfNA0iIMn5B"

productId = "acc_prd_HEgNpywUFctQ9e"

Razorpay::Product.fetch(accountId, productId)

Parameters:

Name Type Description
accountId* string The unique identifier of a sub-merchant account generated by Razorpay.
productId* string The unique identifier of a product generated by Razorpay.

Response:

{
  "requested_configuration": {
    "payment_methods": []
  },
  "active_configuration": {
    "payment_capture": {
      "mode": "automatic",
      "refund_speed": "normal",
      "automatic_expiry_period": 7200
    },
    "settlements": {
      "account_number": null,
      "ifsc_code": null,
      "beneficiary_name": null
    },
    "checkout": {
      "theme_color": "#FFFFFF",
      "flash_checkout": true
    },
    "refund": {
      "default_refund_speed": "normal"
    },
    "notifications": {
      "whatsapp": true,
      "sms": false,
      "email": [
        "[email protected]"
      ]
    },
    "payment_methods": {
      "netbanking": {
        "enabled": true,
        "instrument": [
          {
            "type": "retail",
            "bank": [
              "hdfc",
              "sbin",
              "utib",
              "icic",
              "scbl",
              "yesb"
            ]
          }
        ]
      },
      "wallet": {
        "enabled": true,
        "instrument": [
          "airtelmoney",
          "freecharge",
          "jiomoney",
          "olamoney",
          "payzapp",
          "mobikwik"
        ]
      },
      "upi": {
        "enabled": true,
        "instrument": [
          "upi"
        ]
      }
    }
  },
  "requirements": [
    {
      "field_reference": "individual_proof_of_address",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders/{stakeholderId}/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "individual_proof_of_identification",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders/{stakeholderId}/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "business_proof_of_identification",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/documents",
      "status": "required",
      "reason_code": "document_missing"
    },
    {
      "field_reference": "settlements.beneficiary_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "settlements.account_number",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "settlements.ifsc_code",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/products/acc_prd_HEgNpywUFctQ9e",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "contact_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "customer_facing_business_name",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0",
      "status": "required",
      "reason_code": "field_missing"
    },
    {
      "field_reference": "kyc.pan",
      "resolution_url": "/accounts/acc_HQVlm3bnPmccC0/stakeholders",
      "status": "required",
      "reason_code": "field_missing"
    }
  ],
  "tnc":{
    "id": "tnc_IgohZaDBHRGjPv",
    "accepted": true,
    "accepted_at": 1641550798
  },
  "id": "acc_prd_HEgNpywUFctQ9e",
  "account_id": "acc_HQVlm3bnPmccC0",
  "product_name": "payment_gateway",
  "activation_status": "needs_clarification",
  "requested_at": 1625478849
}

Fetch Terms and Conditions for a Sub-Merchant

productName = "payments"

Razorpay::Product.fetch_tnc(productName)

Parameters:

Name Type Description
productName* string The product family for which the relevant product to be requested for the sub-merchant. Possible value is payments

Response:

{
  "entity": "tnc_map",
  "product_name": "payments",
  "id": "tnc_map_HjOVhIdpVDZ0FB",
  "tnc": {
    "terms": "https://razorpay.com/terms",
    "privacy": "https://razorpay.com/privacy",
    "agreement": "https://razorpay.com/agreement"
  },
  "last_published_at": 1640589653
}

PN: * indicates mandatory fields

For reference click here