Draft Sachet Health Insurance

.gitignore

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+.DS_Store
+package-lock.json
+app.js
+node_modules
+api/components/node_modules

.gitmodules

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+[submodule "beckn-core"]
+	path = beckn-core
+	url = https://github.com/beckn/protocol-specifications.git
+	branch = master

Committee.md

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+# ONDC FIS Committee
+
+* [Ravi Prakash](#TODO)
+* [Nitin Mishra](#TODO)
+* [Abhishek Singh](#TODO)
+* [Neeraj Jain](#TODO)
+* [Hrushikesh Mehta](#TODO)
+* [Antriksh Parmar](#TODO)
+* [Mohit Monga](#TODO)
+* [Ashish Desai](#TODO)
+* [Shreyansh Shah](#TODO)

README.md

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-# ONDC-FIS-Specifications
+# ONDC-FIS-Specifications
+
+These specifications are to enable ONDC Network Participants to expose or consume financial services on ONDC.
+
+ONDC FIS specification is an adaptation of [beckn financial specifications](https://github.com/beckn/financial-services).
+
+These specifications will be released in multiple phases enabling different use case and enhancements.
+
+ONDC Financial Services developer guide [link](https://ondc-official.github.io/ONDC-FIS-Specifications)
+
+## Latest Version
+
+
+## Earlier Versions
+
+| Version | Release Date    | beckn Version                               | Comments                                                            |
+| ------- | --------------- | ------------------------------------------- | ------------------------------------------------------------------- |
+| v2.0.0  | TBD             | financial-service - 0.2.0<br />core - 1.3.0 | - Added UI for specification visual<br />- Credit use cases enabled |
+
+## Introduction
+
+Open Network for Digital Commerce (ONDC) is a network based on beckn open protocol and will enable local commerce across segments, such as financial services, mobility, retail etc, to be discovered and engaged by any network-enabled application.
+
+ONDC financial services aims to build a nationwide multi-modal network that provides seamless experiences, supports growth & innovation by,
+
+* bringing together a diverse set of financial services players who can engage with the open network on their own terms
+* fostering collaboration, sharing & new models
+* facilitating responsive policy by bringing onboard decision making authorities
+
+In the financial service space, the intent is to enable seamless and truly interoperatable service options by bringing in diverse inventory onboard at scale that will serve the country’s population.
+
+This would be possible in the financial service domain by making sure all financial services apps in the network are built in such a way as to enable them to communicate with each other in the same language.
+
+## Enabled/Supported use cases on network
+
+* Credit use case: Personal loan and Invoice based loan
+
+## Working with Protocol
+
+Refer the [link](./Usage.md) for details regarding how to use this repository
+
+## Evolution
+
+The evolution of ONDC FIS specification driven by 2 factors:
+
+1. The beckn financial services and/or core specification evolution.
+2. ONDC Network Participants recommendation and requirement for enhancing and expanding the network use cases & experience.
+
+To know more about how the specification evolves, visit the Network GOVERNANCE document.
+
+To follow discussions related to the financial services specification please visit the [Discussions Forum](https://github.com/ONDC-Official/ONDC-FIS-Specifications/discussions) on GitHub
+
+Each major release of ONDC financial service specification will be approved by ONDC financial service working group members for which are listed [here](./Committee.md)
+
+For minor releases for bug fix and cosmetic changes ONDC would make a minor release based on internal approval process and update the committee in the next scheduled discussion.
+
+## Contribution
+
+### Contribution to specifications
+
+Anyone can contribute to the specification. Please refer beckn contribution guidelines.
+
+### Contribution to network
+
+Anyone can contribute to the network enhancements. Contributors must follow the contribution guidelines.
+
+Each contribution will be peer-reviewed by the ONDC financial services committee members. If approved, this contribution will be merged with the applicable versions of the specification.
+
+#### What is Contribution to network
+
+Addition/Modification of examples, enum, policies which are very specific to the networks scope and purview.