MS2_4_Vanessa

Insights What, How, Why Method

Situation	What?	How?	Why?	Who?
Insight 1: Importance of Financial Preparation	The interviewee perceived that addressing financial challenges in student life is important due to its long-term impact on life and the ability to manage finances.	This is reflected in their understanding that proper financial management during university education is crucial for facing future financial challenges. Specific information on how they are addressing these challenges is not provided, but the general perception is clear.	The interviewee likely arrived at this perception through their own experience or by observing others facing financial difficulties in the future due to a lack of preparation during student life. The importance lies in the need to avoid future financial issues and the ability to make informed financial decisions.	University Student
Insight 2: Need for Personalized Financial Advice	The interviewee perceived that at various stages of their life, they have felt the need to seek personalized financial advice to better manage their money.	To address this need, the interviewee mentions that they have sought personalized financial advice to teach them how to manage money effectively. They divide their expenses into categories and work with specific limits for each.	The interviewee's perception of the need for personalized financial advice may have arisen from personal experiences where they realized that financial management alone is not always sufficient. Seeking financial advice is important to acquire additional knowledge and skills in money management.	University Student
Insight 3: Focus on Planning and Control	The interviewee perceived the importance of financial planning and control by dividing their monthly expenses into categories such as transportation, food, housing, and personal expenses.	The interviewee implements this perception by setting specific limits for each expense category, indicating a conscious focus on expense control.	The interviewee's perception of the importance of financial planning and control may have arisen from the need to effectively manage their limited resources and avoid overspending. This is important for maintaining proper financial balance.	University Student
Insight 4: Relevance of Developing Skills	The interviewee perceived that addressing financial challenges in student life is relevant because it helps develop essential problem-solving skills and the ability to manage the financial flexibility needed in the future.	The interviewee does not provide specific details on how they are developing these skills, but the general perception is that facing financial challenges in student life is valuable preparation for the real world.	The interviewee's perception of the relevance of developing financial skills during student life is likely based on the understanding that these skills will be essential for making informed financial decisions and solving financial problems throughout life. The importance lies in preparing to successfully navigate diverse and changing financial situations.	University Student